❤ Triple Karma necklace feature three circles to represent past, present, and future karma. This necklace will maximize your karmic potential! . Stunning gift for yourself, your loved ones, bridesmaids, weddings. All components are 14k gold filled or .925 sterling silver made in USA or Italy. Gold filled is tarnish resistant, hypoallergenic, and a quality alternative to solid gold. ► .925 STERLING SILVER Sterling silver does tarnish over time, and how quickly it tarnishes depends on the environment, how it is cared, and the chemicals in your skin. Using a polishing cloth will bring back the shine. ► PACKAGE All orders come in a cute little package ready for gifting. ► GIFTS If you would like us to send the jewelry directly to the recipient, all you need to do is to put down the recipient address as the shipping address (instead of your own address), and let us know what message you want us to include on the thank you card.